When your area has been affected by an extreme weather event, you should not wait long to have your roof checked by a professional. However, be careful of who you hire at this time because storm chasers are everywhere. Fortunately, you can always trust Roofer Chicks for your roof repair needs.
Recently, Ami Feller Wells, Roofer Chicks owner, was interviewed for a NextAdvisor/TIME article about home insurance coverage for roof damage. Continue reading for more details about the interview.
Why Call a Local Roofer Before Contacting Your Insurer?
Following a storm, you should contact a local roofing contractor even if your property appears fine. Keep in mind that some signs of roofing problems are not apparent unless the damage has spread. But first, you need to find a reliable professional to assess your roof.
We recommend obtaining at least three quotes from different contractors to get an idea about the cost of your repair. You can also provide these quotes to your claims adjuster. Moreover, you can only determine if you need to file a claim after getting a professional roof inspection.
“Most insurance companies prefer that a homeowner have a roofer look at it first before they file a claim,” Ami Feller Wells said. “They don’t want to waste the trip if there’s no damage.”
Understanding the Insurance Claims Process is Essential
Once your roofer finds the need for repairs or a replacement, you will need to file a claim with your insurer. You can either do this by phone or online, depending on your insurance company. Be sure to file your claim as soon as your contractor detects the damage. Keep a record of all your transactions and conversations with your insurer. Take photos of the damage and keep all receipts for costs you have incurred.
During your scheduled appointment with the adjuster, your roofer can help you get a reasonable estimate. “As a service to our customers, we’ll go out and represent them up on the roof if they’d like. It usually goes better when you have your roofer up there looking at stuff, too,” Feller added.
You can learn more about Feller’s conversation with TIME from this article.
Turn to Roofer Chicks for your residential roofing needs. Give us a call at (830) 627-7663 or fill out our contact form to get a free estimate. We work with clients in New Braunfels, TX, and nearby communities.