Hail season is about to descend on Central and South Texas – every year there are storms that cause millions of dollars in damage to Texan homes. There are things that you should do before the storm comes to ensure that you are protected and ready, and they all have to do with your insurance policy. Homeowners need to know what type of policy they have, how much their deductible is, if they have code coverage upgrade, whether the policy waives cosmetic damage, and understanding what your policy does (and does not) cover.